The Stone Clinic Financial Policy
The Stone Clinic operates on a fee-for-service basis.
Payment is required at the time of service and most insurance companies reimburse patients for our services as an out-of-network provider. Patients are given a “superbill” receipt when leaving our office, which can be sent immediately to their insurance for reimbursement. We do everything possible to assist patients in billing their insurance company. Payment plans are available.
After patients have been examined by Dr. Stone and if he determines surgical treatment would be recommended for their particular situation, our office staff assists patients in determining insurance reimbursement. Covered procedures will vary with each insurance company.
Medicare Patients
Medicare patients should be aware that we have chosen to "opt out" of the Medicare program. What this means is that patients give up all Medicare coverage for services furnished by Kevin R. Stone, MD, and The Stone Clinic. Patients cannot bill Medicare or ask us to bill Medicare for any charges from our office. Medigap and other supplemental insurers may not pay either. However, please note that if surgical treatment is required, the surgery center and anesthesiologist will bill Medicare and any secondary insurance; these fees are typically paid by Medicare and supplemental insurance companies.
Frequently Asked Billing Questions
For Frequently Asked Billing Questions, please click here.
Additional Questions
We welcome your questions. Please contact us if further information is needed. It is our mission to see all patients who want our care.
The Stone Clinic
Building Better Joints Through Advanced Techniques in Cartilage Replacement, Regeneration and Repair


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